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Category Archives: Small Business

Greece’s new cashless currency


A bit of good news.

From: http://www.guardian.co.uk/world/2012/mar/16/greece-on-breadline-cashless-currency?INTCMP=SRCH

Via: http://www.rawstory.com/rs/2012/03/16/greece-develops-euro-free-currency-in-tight-economy/

Via: http://usuryfree.blogspot.co.uk/2012/03/greece-develops-cashless-euro-free.html


Greece develops cashless, Euro-free currency in tight economy

A determination to ‘move beyond anger to creativity’ is driving a strong barter economy in some places

In recent weeks, Theodoros Mavridis has bought fresh eggs, tsipourou (the local brandy: beware), fruit, olives, olive oil, jam, and soap. He has also had some legal advice, and enjoyed the services of an accountant to help fill in his tax return.

None of it has cost him a euro, because he had previously done a spot of electrical work – repairing a TV, sorting out a dodgy light – for some of the 800-odd members of a fast-growing exchange network in the port town of Volos, midway between Athens and Thessaloniki.

In return for his expert labour, Mavridis received a number of Local Alternative Units (known as tems in Greek) in his online network account. In return for the eggs, olive oil, tax advice and the rest, he transferred tems into other people’s accounts.

“It’s an easier, more direct way of exchanging goods and services,” said Bernhardt Koppold, a German-born homeopathist and acupuncturist in Volos who is an active member of the network. “It’s also a way of showing practical solidarity – of building relationships.” …

Tems has been up and running for barely 18 months, said Maria Choupis, one of its founder members. Prompted by ever more swingeing salary cuts and tax increases, she reckons there are now around 15 such networks active around Greece, and more planned. “They are as much social structures as economic ones,” she said. “They foster intimacy and mutual support.” …

The Greek parliament recently passed a law encouraging “alternative forms of entrepreneurship and local development”, including exchange networks such as Volos’s, giving them official non-profit status for tax purposes.

Choupis said there was a new mood abroad in Greece, a determination to “move beyond anger to creativity”.

“You are not poor when you have no money,” she said, “you are poor when you have nothing to offer – except for the elderly and the sick, to whom we should all be offering.”

by Jon Henley in Volos, guardian.co.uk

See also: “Modern Greeks Return To Ancient System Of Barter” https://www.npr.org/2011/11/29/142908549/modern-greeks-return-to-ancient-system-of-barter

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Ian Puddick, Operation Bohan & The City of London Police


From: http://youtu.be/S5JMHrzU8DI
Via: http://www.ianpuddick.com/

Chris Plumley Channel 4 Dispatches new film How Power Corrupts.

The film exposes institutional Police Corruption at City of London Police at senior level.

The film questions why officers from the Counter Terrorism Directorate made misleading statements in court under oath and the questionable relationship between City of London Police and elite global security giant Kroll.

The same Kroll whom effectively took control and lead COLP Counter Terrorism Directorate ‘Operation BOHAN’, an operation costing over £1,000,000 to censor Ian Puddicks website – http://www.policeexpenses.co.uk

The film will show documents used in court which name senior officers at City of London Police whom were only to happy to comply with Kroll’s requests to silence Ian Puddick.

Michael Wolkind QC interviewed for the film confirmed that Police Corruption is an issue that is rarely reported and that the public are not aware of how the Police behave in court.

Asked by Chris Plumley if in this case it was just a few bad apples spoiling the barrel, Michael Wolkind QC replied ‘it was a matter of looking in the barrel for a good apple’.

Detective Constable Colin Dawson Counter Terrorism Directorate told Ian, Operation BOHAN was instigated and managed at the very top of City of London Police

Police Corruption

Detective Sergeant John Christopher Ellis City of London Police Counter Terrorism Directorate told the court under oath that he found Class A Crack Cocaine/Paraphernalia throughout the property during a search of Ian’s property there were approx 14 other officers involved in the search.

However Sergeant Ellis when questioned on the matter, said that he forgot to confiscate the Cocaine/ Paraphernalia.

He (Detective Sergeant John Christopher Ellis) didn’t mention it to the other officers whom were with him, he didn’t make a note of it in his note book, nor did he tell his boss. He just remembered the finding the drugs cache whilst in court.

 

Ian has had a very rough ride. Through his staunch wherewithal and conviction, Ian has managed to  have beat The Parasites That Be.

See also: https://escapeesblog.wordpress.com/2011/12/06/1481/ and https://escapeesblog.wordpress.com/2011/12/06/acpo-admit-police-corruption-isnt-punishable-due-to-cost/.

Remember Robert Green, Norman Scarth, etc.?

Anyone mention Freemasons?

 

BBC says ‘Sorry’ to the World


I run a small business. If I do anything untowards I take personal & individual responsibility. Saying ‘sorry’ to my custumors does not ‘cut the mustard’.

If I had paid £1 for an item valued at £100, I’d be suspicious and start asking some serious questions (“where’s it come from?”, “why is so cheap?”, “how did you come about it?”, etc.).

From: http://www.independent.co.uk/news/media/tv-radio/bbc-to-issue-global-apology-for-documentaries-that-broke-rules-6719997.html

Via: http://www.sovereignindependent.com/?p=35173

BBC to issue global apology for documentaries that broke rules

Independent revealed programmes were made by third-party in pay of governments and firms

The BBC will today apologise to an estimated 74 million people around the world for a news fixing scandal, exposed by The Independent, in which it broadcast documentaries made by a London TV company that was earning millions of pounds from PR clients which it featured in its programming.

BBC World News viewers from Kuala Lumpur to Khartoum and Bangkok to Buenos Aires will watch the remarkable broadcast, available in 295 million homes, 1.7 million hotel rooms, 81 cruise ships, 46 airlines and on 35 mobile phone platforms, at four different times, staged in order to reach audiences in different time zones. The BBC will apologise for breaking “rules aimed at protecting our editorial integrity”.

The Independent exposed last year in an investigation into the global television news industry how the BBC paid nominal fees of as little as £1 for programmes made by FBC Media (UK), whose PR client list included foreign governments and multinational companies. The company made eight pieces for the BBC about Malaysia while failing to declare it was paid £17m by the Malaysian government for “global strategic communications”. The programmes included positive coverage of Malaysia’s controversial palm oil industry.

The BBC also used FBC to make a documentary about the spring uprising in Egypt without knowing the firm was paid to do PR work for the regime of former dictator Hosni Mubarak.

The BBC Trust’s Editorial Standards Committee carried out an investigation into BBC World News which reported in November it had uncovered 15 breaches of editorial guidelines. Eight of the breaches were in respect of FBC programmes made about Malaysia. The trust also identified other breaches of rules on sponsorship in programmes shown by BBC World News, which is a commercial entity and carries advertising. In its apology, the BBC will say: “A small number of programmes broadcast on BBC World News between February 2009 and July 2011 broke BBC rules aimed at protecting our editorial integrity. These rules ensure that programmes are free, and are seen to be free, from commercial or other outside pressures.”

Making a direct reference to the FBC documentaries, it will say: “In the case of eight other programmes, all of which featured Malaysia, we found that the production company which made the programmes appeared to have a financial relationship with the Malaysian government. This meant there was a potential conflict of interest, though the BBC was not aware of it when the programmes were broadcast.”

It concludes: “Editorial integrity is the highest priority for BBC World News, which is why we apologise for these breaches of our normal standards.”

The Independent has revealed FBC, which was run by the former Financial Times journalist Alan Friedman and the CNN presenter John Defterios, was also making editorial programmes that featured FBC clients for the global business broadcaster CNBC, which suspended its FBC-made show World Business. Other FBC clients included the governments of Greece and Kazakhstan and companies like Microsoft. FBC also tried to suggest in its promotional literature it had “cultivated” key opinion formers, such as economist Jeffrey Sachs, as “ambassadors”. Sachs totally rejected the claim.

When The Independent published its investigations into FBC the firm said it had kept strict divisions between its editorial and PR operations. FBC closed its London offices and went into administration in October. Broadcasting regulator Ofcom is investigating FBC.

Bad practice: The stories

Hosni Mubarak –  As Egypt was in the throes of a revolution, the BBC commissioned FBC to make a documentary on the country. But the firm had a commercial relationship to promote Egypt as “liberal and open”. The programme, Third Eye: Egypt, warned of the threat of takeover by Islamic fundamentalists.

Mark Thompson –  The BBC director general has ordered an end to the practice of acquiring news programmes for “low or nominal cost” after the BBC admitted 15 breaches of its editorial guidelines and buying documentaries for “nominal” fees as little as £1 from a company that was working to promote foreign governments.

Malaysia –  Since 2009 FBC has made at least four BBC documentaries dealing with Malaysia and controversial issues such as the country’s palm-oil industry and its treatment of rainforests and indigenous people. The company has received millions of pounds in payments from the government of Malaysia for a “global strategic communications campaign”.

A statement by the BBC (http://www.bbc.co.uk/bbctrust/assets/files/pdf/appeals/esc_bulletins/2011/bbc_world_news_apology.pdf) says:

“A small number of programmes broadcast on BBC World News between February 2009 and July 2011 broke BBC rules aimed at protecting our editorial integrity. These rules ensure that programmes are free, and are seen to be free, from commercial or other outside pressures. Three current affairs programmes were sponsored, which is not allowed. Three other programmes were partly sponsored by external organisations with a direct interest in the subject matter and this too broke our rules.

In one other programme, the financial relationship between the sponsor and the production company was acceptable but was not made clear enough to viewers.

In the case of eight other programmes, all of which featured Malaysia, we found that the production company which made the programmes appeared to have a financial relationship with the Malaysian Government. This meant there was a potential conflict of interest, though the BBC was not aware of it when the programmes were broadcast.

None of the programmes breached the BBC guidelines on impartiality and none of the BBC’s news bulletins was affected.

Editorial integrity is the highest priority for BBC World News, which is why we apologise for these breaches of our normal standards.

For the Trust’s full finding and information on action taken by the BBC please go to the BBC Trust’s website at http://www.bbc.co.uk/trust.”

From: http://youtu.be/yUgfbRaf_S8

 

In the bigger scheme of things, you are an ant.


Big Business, Banks, Politicians, Mainstream Media, The Legal Professions et al are all culpable in the demise of the free Human Being. Voting change sod all. The EU is a prison.

So, what can we, as individuals do? Fausty has some practical advice:

From: http://faustiesblog.blogspot.com/2012/01/quiet-revolution.html

I propose starving the beast: the corporations and their co-parasites, the Treasury.

Start with this:

  • Close accounts in global banks (e.g., Lloyds, RBS) – instead use local Mutual.
  • Boycott the supermarkets (e.g., Tesco, Lidl) – instead use Mom & Pop stores. They can do with the business, because the government is killing them.
  • Pay down debt (e.g., credit card, mortgage) – ASAP and never take on more.
  • Reduce consumption and buy only goods that last, preferably from neighbours, car boot sales or other non-establishment outlets.
  • Don’t buy what you can make yourself.
  • Barter.
  • Pay cash wherever possible – foil their tracking systems which enable them to target taxation finely at the middle classes, based on data mining info fed to them by the banks.
  • Grow your own food. Who needs the toxins in the nutrient-deficient junk that the supermarkets sell, anyway! Else, buy from a local farm and pay cash. I bet the farmer could use the money.
  • Walk or cycle more often. Don’t use public transport or your car, where possible.
  • Make plans to get off the grid (water, electricity, gas, etc.).
  • Avoid government levies wherever possible.
  • Buy gold and be sure to take immediate physical delivery of it.

Generate other ideas for shrinking their empire – and get others to do the same.

I’d wager that a 10% drop in profits will be enough to kill many blood-sucking corporations off.

Hundreds of individual actions by individual people all over the world, slowly chipping away at their wealth by the simple withdrawal of custom: take your custom to those who you think deserve it.

Think of an ant’s nest. Ants are tiny but, en-masse, they can wipe the forest floor clean and devour species many times their size. Whilst we may be small individually, mass action would be an unstoppable force.

It doesn’t even require large scale organisation. Each person acting in isolation adds to the weight of the power we can collectively wield.

The simple action of only using cash is the easiest place to start.

Politicians and financial elites underestimate us “lower beings”, we’re adaptable, resourceful and much, much tougher than we are given credit for.

 

 

EU: 50+ reasons to leave


From: http://www.eutruth.org.uk/50reasonseu.html

We joined the EU (EEC) in 1972. After 38 years inside we now know:

  1. The European Union’s six constitutional treaties build a three tier politburo dictatorship.
  2. The EU has the laws of a police state – which are being increasingly enforced.
  3. The EU’s 120,000 regulations will bring us a soviet style command economy and abject poverty.
  4. Unelected EU dictators will control the nuclear weapons of former nations of Britain and France.
  5. The EU’s illegal six treaties will compel us to hand over all our armed forces to the EU.
  6. Our armed forces and police have been told they will swear a new oath to the EU, or be fired.
  7. The EU’s 120,000 regulations will rigidly control our personal lives – more than any nation in history.
  8. EU regulations now cost us £100 billion a year. (Better Regulation Commission annual report 2005)
  9. When enforced, those illegal regulations will destroy most of our 4.5 million small businesses.
  10. Up to 13.5 million will be unemployed after EU regulations close small businesses.
  11. The 120,000 regulations will make us subject to continual arrest (SOCPA 2005).
  12. There are now 3,095 “Crimes against the EU state” on the British statute book.
  13. The EU’s Constitutional treaties replaced the British Constitution on 1st January 2009.
  14. The independent nation of Britain was finally abolished by the Lisbon Treaty on 1st Jan 2009.
  15. 16 EU Bilderbergers control our parties: Ken Clarke, Maude, Cameron, Millibands, Mandelson, Clegg
  16. The EU’s Road Pricing and then ID chips will keep the state informed of our exact position.
  17. Huge taxes/fines by the EU’s Road Pricing, Congestion Charging and global warming policies.
  18. The EU Regionalisation Plan will abolish Englfand and our 48 counties in favour of 9 EU regions.
  19. The 9 EU regions will report direct to Brussels, not to Westminster, which will be defunct.
  20. The EU Regionalisation Plan will abolish our 19,579 councillors.
  21. British common law mainly replaced by EU corpus Juris by 1992. Government is now above the law.
  22. Police have shot 30 innocent people dead since 1992 and have not been successfully prosecuted.
  23. 1,100 deaths in police custody since 1992 and no successful prosecutions.
  24. Police Shoot to Kill policy now in force; illegal under British common law, OK under EU corpus juris.
  25. EU conceived in Germany from 22nd June 1940 as the EEC – speech by Hermann Goering.
  26. First EEC conference Berlin University 1942, 13 nation summit Berlin 1943 run by von Ribbentrop
  27. After fall of Germany, the Germans switched the EU from a Nazi to a communist basis in 1946.
  28. Hitler’s Deutsche Verteiderungs Dienst Intelligence Department (DVD) still controls EU development.
  29. Edward Heath, Geoffrey Rippon, Roy Jenkins recruited by the DVD in 1958 as saboteurs.
  30. DVD has arranged finance to put pro-EU ownerships into British newspaper groups.
  31. EU has been sabotaging Britain with German Frankfurt School techniques since the 1950’s.
  32. The EU’s main subversive organisations in Britain are senior Freemasonry and Common Purpose
  33. The EU’s Common Purpose (CP) has trained 40,000 local leaders for “the post democratic era”
  34. CP controls the NHS, and is wrecking it with Frankfurt subversion techniques (eg continual change).
  35. Common Purpose has 400 staff inside the BBC censoring out anti-EU news and current affairs.
  36. Common Purpose has staff in hundreds of local newspapers censoring out anti-EU news
  37. Common Purpose is transferring power from councillors to the unelected council executives.
  38. Common Purpose has built the EU gravy trains inside local and national government.
  39. CP and Freemasonry snatch 4,500 children a year from good parents for forced adoption.
  40. CP has built most of Britain’s 8,500 quangos costing us £167 billion pa (Cabinet Office 2007 figs)
  41. These quangos bribe compliant, pro EU local officials and businessmen with £150,000+ salaries.
  42. All our judges are now Freemasons, which is why British justice and our courts are utterly corrupt.
  43. The EU is corrupt and cannot account for 95% of its expenditure (yes, ninety five % lost)
  44. The EU has over 200,000 offshore bank accounts from which it pays bribes.
  45. We now lose £45 billion a year trading with the EU. Outside, we had an even balance of payments.
  46. EU Constitution is similar to the Soviet. And EU Commissioners similar to Soviet Politburo members.
  47. The EU parliament is a sham with no power – just like the old Soviet parliament.
  48. The leadership of the Conservative Party has been controlled by EU Bilderbergers since the 1960’s.
  49. The Labour and Lib Dem leaderships EU controlled for 20 years – that’s why your vote doesn’t count.
  50. The Amsterdam Treaty 1997 gave the EU control of our immigration, now running at 2.6 million pa.
  51. Our infrastructure can’t cope with the 10 million immigrants the EU has let in since 1997.
  52. 380,000 highly qualified British emigrate annually to escape from the EU and its overcrowding.
  53.  The EU and their Bilderbergers have moved 50,000 pro-EU people, freemasons and CP up into all positions of power over 40 years. You don’t progress in British government unless you are pro-EU.

You can stop the EU with the campaigns at http://eutruth.org.uk/campaigns.pdf. You can do it.

 

Dabbawalas have much to teach us


Everyday, Mumbai’s dabbawalas (http://www.mumbaidabbawala.org/) collect and transport 200,000 lunches from workers’ house and to their workplace – within 3 hours. Success rate: 99,9999%. All with a simple work ethic and minimal administration.

  • Error Rate: 1 in 16 million transactions.
  • Technological backup: Nil.
  • Cost of service – Rs.300/month ($6.00/month).
  • Standard price for all (weight, distance, space).
  • “No strike” record as each one a share holder.
  • Zero fuel.
  • Zero investment.
  • Zero dispute.
  • 100% customer satisfaction.

This is how the free market economy really should work..

 

Small businesses are better for local communities


I’m self-employed and own a micro-business. I spend as mush as I can locally and with small businesses.

Emphasis in red are mine.

From: http://reclaimdemocracy.org/independent_business/local_ownership_pays.html

Local Ownership Pays Off for Communities

By Jeff Milchen, Published May 2003

We’ve written frequently about the importance of independent and local ownership of businesses to enhance both community economic prosperity and democracy, but the studies available for economic evidence have been less specific and older than we’d like. So we were excited to see new studies in this realm that provide up-to-date information.

The Multiplier Effect Quantified

First is an economic impact study done by Civic Economics in Austin, Texas (population 657,000). It revealed that each dollar spent at two locally owned book and music stores, Book People and Waterloo Records, creates more than three times the local economic activity of dollars spent at a typical Borders Books & Music Corp. store.

The study was initiated to provide hard data with which to evaluate a potential 25,000 square foot Borders store as part of a new retail development on the same block as those independent businesses. The two local retailers opened their books for the study. Civic Economics utilized numerous sources to determine the Borders impact, including interviews with former employees, the company’s public records, and studies of similar stores conducted by Bank of America.

The factors accounting for the difference in community payback are familiar to our readers, but we ‘re glad to bolster the empirical evidence behind common sense:

1) the local businesses have larger payrolls, employing their own ad writers, buyers, accountants, and other positions that chains centralize in a single headquarters.

2) locally owned businesses make more of their own purchases locally.

3) more of the profits at locally owned businesses recirculate in the community.

The study also included the competitive impact of the proposed Borders store and projected that half of Borders’ sales would be siphoned from Waterloo and Book People. The development that includes Borders is slated to use $2.1 million in public subsidies–another hole blown in the myth of the “free market.”.

Bigger Isn’t Better for Economic Return

The second study demonstrates that growth does not necessarily mean increased net revenue–in fact, many types of development actually drain local economies. Tischler & Associates studied various types of residential and commercial developments in Barnstable, Mass (population 48,000) and compared the tax revenue they generated with the cost of providing additional required services. The findings? Big box retail, shopping centers, and fast-food restaurants cost taxpayers more than they produce.

The biggest drain is fast-food restaurants with a net annual deficit of $5,168 per 1,000 square feet, with big box retail developments at a loss of $468 per 1,000 square feet, and shopping centers at $314 per 1,000 square feet.

Smaller specialty retail (not big box “category killers”) was found to generate positive returns, returning $326 per 1,000 square feet to the community. Other positive producers include business parks, offices, and hotels.

So why the higher costs from big box and fast food development? The biggest expenses generated came from higher road maintenance costs and greater demand for public safety services–especially police calls for commercial crime.

Hidden Costs

One commmunity that openly embraced chain superstores in the past decade was was Pineville, NC. But Pineville now has put the brakes on such development growth. It recently tightened its zoning rules and turned down two retail developments, including a Wal-Mart Inc. “supercenter.”

The decision came after city officials had to raise taxes to subsidize all the added public costs generated by big box stores and strip development. They projected that Wal-Mart would create the need to hire two new police officers at a cost of $120,000 per year, far exceeding the municipal revenue the store would generate. Commercial properties account for 96 percent of all police calls in Pineville. Even though a growing number of communites now charge impact fees for the initial costs generated by big box developments, the public pays for their ongoing drain on resources.

Stacy Mitchell, senior researcher at the New Rules Project explains why locally-owned businesses typically create less demand for police services. “Criminals passing through seem to prefer the anonymity of a Wal-Mart store along the highway to the intimacy of Bob’s Hardware on Main Street. Local retailers don’t usually call the police for every bad check or shoplifting incident, while chain stores often have a policy of prosecuting every offense.”

Many more communities are coming to grips with the public law enforcement costs created by big box stores. In East Lampeter, Pennsylvania, District Justice Ronald Savage has added two days to the monthly court calendar just to deal with crimes at Wal-Mart, which account for about one-quarter of the town’s non-traffic citations, criminal misdemeanors, and felony complaints.

Updates– September 25, 2003:

* Once the people of Austin learned the true costs of the proposed public subsidy for the Borders development, the subsidy was blocked. Left to try to compete in a free market against a successful local business, Borders decided it could not — the store was not built.

* A survey published in September, 2003 produced results nearly identical to those in Austin regarding the multiplier effect for dollars spent at locally owned businesses. The analysis by the Institute for Local Self-Reliance and Friends of Midcoast Maine tracked the revenue and expenditures of eight locally owned businesses in the Maine towns of Rockland, Camden, and Belfast and compared their economic impact to that of two corporate chains; Target and Wal-Mart. The local businesses represented a range of goods and services, and collectively employed 62 people and had sales of $5.7 million in 2002.

The survey found that the businesses spent 44.6 percent of their revenue within the surrounding two counties. Another 8.7 percent was spent elsewhere in the state of Maine. The four largest components of this local spending were: wages and benefits paid to local employees; goods and services purchased from other local businesses; profits that accrued to local owners; and taxes paid to local and state government.

All eight of the surveyed businesses banked with locally owned banks. They purchased some inventory from local manufacturers, advertised in local newspapers, and hired local accountants, printers, internet service providers, and repair people.

The other 46.7 percent of their revenue left the state. This out-of-state spending included inventory purchased from out-of-state companies, mortgage interest, rent, credit card fees, supplies, insurance, and equipment leasing.

A similar expenditure profile was created for a big box retailer. Because national retailers do not reveal detailed financial information, the study estimated expenditures (payroll, supplies, services, utilities, taxes, etc.) based on national data, statements by company officials, and employment and property tax information on one of its Maine outlets.

The survey found that the chain returns 14.1 percent of its revenue to the local economy, mostly in the form of payroll. The analysis concludes that expanding local businesses would be a better economic development strategy for the region than bringing in large chains.

The survey also found that the local businesses contributed 0.4 percent of their gross revenue to charity. That’s four times as much, relative to overall sales, as Wal-Mart gave to charity in 2002, and twice as much as Target gave.

 
 
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